Parliament passes a 10% levy on crypto gains and a separate 15% charge on staking and DeFi income, exempting annual net gains of €500 or less.
MoneyTurkey Crypto Desk | 6 November 2026
Key points
- Greece approved a 10% tax on cryptocurrency gains starting 1 January 2027, exempting investors whose annual net gains do not exceed €500.
- The same bill imposes a 15% tax on staking, lending and liquidity provision income.
Greece’s parliament passed a 10% tax on cryptocurrency gains and a 15% levy on DeFi income on Thursday. The measures, part of a larger bill on loans and financial-market rules, will apply from 1 January 2027. Investors whose annual net gains do not exceed €500 will be exempt. The legislation also gives investors 12 months to voluntarily declare previously unreported crypto gains and 60 days after filing to settle any tax owed.
What happened
The Hellenic Parliament approved the tax measures as part of legislation covering loan oversight, debt protections and financial-market regulation, Cointelegraph reported. The 10% rate applies to profits from crypto-asset sales. The bill also sets a 15% tax on income from staking, crypto lending and liquidity provision to decentralized protocols. Using crypto to buy goods or services can also trigger the 10% tax, according to CoinDesk and local financial publication Oikonomikos Tachydromos. The Finance Ministry says swapping one crypto asset for another will not be taxed, though parliament’s Scientific Service warned that the bill’s wording could cover such trades, CoinDesk reported.
Scope and timing
The new framework takes effect on 1 January 2027. Greece’s Ministry of National Economy and Finance first proposed the tax in October. The legislation provides a one-year window for investors to declare past unreported gains voluntarily. Payment must be made within 60 days of filing to avoid penalties and interest.
Why it matters
The measures introduce a clear tax treatment for crypto gains and DeFi income in an EU member state. CoinDesk noted that the 15% levy on staking, lending and liquidity provision is separate from the 10% capital-gains rate, with such returns treated as interest income. The €500 figure is a threshold, not an allowance: once annual net gains exceed it, the full gain is taxable, CoinDesk reported. Annual crypto losses above €500 can be carried forward for five years against future crypto gains.
What to watch
- First filings under the voluntary disclosure window
- Any guidance on how DeFi platforms will report income to tax authorities
- Implementation guidance on transparency and audit rules, which a Finance Ministry official told Reuters will follow in the coming weeks
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